Retirement

The accounts, the timing and the move. 401(k)s, IRAs, Social Security, Medicare and where to live, planned before the last day of work.

The BRO Code. What to do, what not to do, and a few laughs on the way.

Do's & Don'ts: Seniors & Grandparents

GuideMarcus Vale23 Sept 20266 min

How To Plan Retirement Travel Your Budget And Knees Can Handle

Fund it like a bill, pace it like an athlete, and know what Medicare does and doesn't do once you cross a border.

What Volunteering In Retirement Actually Costs And Pays

From the Retirement archive

Older stories

GuideRay Okonkwo23 Sept 20266 min

Your 401(k) match is a raise you have to go claim

GuideRay Okonkwo23 Sept 20266 min

How to decide whether your next dollar goes Roth or traditional

GuideRay Okonkwo23 Sept 20266 min

How to Catch Up on Retirement When You Start at Fifty

GuideRay Okonkwo23 Sept 20266 min

Retiring Early And The Bridge Years Nobody Plans For

GuideRay Okonkwo23 Sept 20266 min

Medicare Parts A, B, C and D Without the Alphabet Soup

GuideRay Okonkwo23 Sept 20266 min

Medicare Advantage or Medigap and How to Actually Decide

Retirement on video

Worth an hour of your evening

From channels we rate. Plays on YouTube or TikTok.

Humphrey Yang20 Oct

Roth IRA vs Traditional IRA: Which Is Better?

The Ramsey Show Highlights2 Jul

Why Roth Investments Are Better Than Traditional

NerdWallet31 Mar

Roth IRA vs Traditional IRA | Which Retirement Plan is Right for You?

Mat Sorensen | Retirement Planning & Tax Strategy5 Aug

Traditional IRA vs Roth IRA: Which is BEST for you [Wealth Lawyer Explains]

Erin Talks Money | Erin Moriarity4 Dec

Social Security Spousal Benefits Explained | When To Claim To Maximize Your Payouts!

Financial Fast Lane26 Aug

Social Security: Spousal Benefits 101

Jeremy Finger, CFP®, CIMA®, CEPA27 Apr

4 Reasons you should take Social Security at 62

Holy Schmidt!27 Feb

Social Security Survivor Benefits 101 - How It Works

The Retirement Nerds14 May

What You Need to Know About Social Security's Full Retirement Age | When to File For Social Security

Erin Talks Money | Erin Moriarity13 Nov

Social Security Survivor Benefits Explained: What Widows & Widowers Must Know

Nathan Lee, CFP®1 Aug

If I Claimed Social Security Again, I’d Do This Instead

Kevin Lum, CFP®15 Jul

Social Security Spousal Benefits Made Easy: 5 Things You Need to Know

Sean At The PeakFP1 Nov

401k vs Social Security vs Pension: Which Should You Claim First?

AARP4 Apr

How Do I Collect Social Security Survivor Benefits?

Devin Carroll, CFP®24 Oct

Working and Receiving Social Security (The New Rules for 2026)

Scott Sierens, CFP®9 Oct

When Should a Married Couple Claim Social Security? 1 Crucial Factor to Consider!

TikTok@irinayadgarova

Taking Social Security early can permanently change your retirement income. Your claiming age matters, especially if you plan to keep working past 62. Understanding your full retirement age before claiming benefits can make a major difference in your long-term retirement strategy. Don't make a perma

TikTok@wealth.wise.hub

Part 1. When Is The Best Time To Start Claiming Social Security #RetirementPlanning #Retirement #PersonalFinance #EarlyRetirement #SocialSecurity

TikTok@carypetergreen

The key differences between Roth IRAs and Traditional IRAs in #retirement and which one wins. If you’re #Over50 pay close attention to the examples near the end.

TikTok@markcallowayofficial

Roth IRA vs Traditional IRA. Here’s the difference and which one you might want to pick. #rothira #ira #investingforbeginners #investing101 #retirementplanning

Retirement quizzes

Quiz yourself, then your friends

All quizzes

GuideRay Okonkwo23 Sept 20266 min

When To Pay Off The Mortgage Before You Retire

The payoff decision isn't really about the interest rate. It's about which account the money comes out of, and what that does to your tax bill.

GuideMarcus Vale23 Sept 20266 min

Moving Closer to the Grandkids Without Regretting It

Before you list the house and follow your kids across three states, run these numbers and have one honest conversation.

Ask BRO

Rewrite my CV so it actually gets read

Ask it

GuideRay Okonkwo23 Sept 20266 min

Your Will Doesn't Control Most of Your Money

Beneficiary forms, powers of attorney and a trust you actually funded do more work than the document in your safe. Here's how each piece fits.

CancerDefying.com — The research, protocols and reading in one place

PartnerCancerDefying.com

6 min read

How Much to Help the Grandkids Without Wrecking Your Own Plan

Two days a week turns into five. Set the number, the hours and the answer before the ask comes, and you'll still be the fun grandparent.

Poll

How many days a week are you actually training?

GuideRay Okonkwo23 Sept 20266 min

Long-term care is the bill most retirement plans ignore

Medicare won't pay for the help you're most likely to need. Four ways families cover it, and the paperwork that matters more than the money.

GuideRay Okonkwo23 Sept 20266 min

What to Ask Before You Sign an Annuity Contract

The dinner is free, the brochure is glossy, and the contract is ninety pages. Nine questions that tell you what you're actually buying.

Delicious.com — Nine thousand recipes and a plan for tonight

PartnerDelicious.com

GuideRay Okonkwo23 Sept 20266 min

The Beneficiary Form Beats Your Will Every Time

A one-page form you filled out years ago decides who gets your retirement money, and most people have never looked at it since.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next fortnight.

GuideRay Okonkwo23 Sept 20265 min

What Goes Away From Your Budget At Retirement, And What Grows

Your spending doesn't fall off a cliff when the paychecks stop. It changes shape, and the parts that grow are the ones nobody budgets for.

GuideRay Okonkwo23 Sept 20266 min

The Scam Call That Sounds Exactly Like Your Grandson

Three scripts hit retirees hardest, and one household rule stops all three. Set it up this week, before the phone rings.

Ask BRO

Give me something to do with my kids this weekend

Ask it

GuideRay Okonkwo23 Sept 20266 min

Hiring A Financial Adviser Without Getting Sold Something

Two words decide most of it, and you can verify them for free in about ten minutes before you ever shake the guy's hand.

Names.com — The name is the first thing you sell

PartnerNames.com

GuideRay Okonkwo23 Sept 20266 min

Move Your Old 401k Without Handing the IRS a Check

The difference between a clean rollover and a surprise tax bill usually comes down to one phrase you say on the phone.

Poll

How often do you see your closest friends?

GuideRay Okonkwo23 Sept 20266 min

Required minimum distributions don't have to wreck your tax year

The IRS eventually wants its cut of that 401(k). Learn how RMDs work, what the first year does to people, and the moves that soften the hit.

GuideRay Okonkwo23 Sept 20266 min

What Part-Time Work Does to Your Social Security Check

The earnings test isn't a penalty, the money comes back, and the real traps are hiding in Medicare and your HSA.

GermProof.com — An invisible germ barrier on your skin for hours

PartnerGermProof.com

GuideRay Okonkwo23 Sept 20265 min

Which Retirement Account To Spend From First

Taxable, then traditional, then Roth is the standard answer. It's a fine starting point and it's wrong often enough that you should know why.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

6 min

What to Check Before You Retire to a Small Town

5 min

Pension Choices, Lump Sum or Monthly Check

Ask BRO

Plan a cook for eight people

Ask it

GuideRay Okonkwo23 Sept 20266 min

How to pick a low-tax retirement state without getting burned

No income tax sounds great until the property bill and the homeowners premium show up. A plain-English way to compare states before you move.

Ivermectin.com — Tracked USPS delivery, no clinic visit

PartnerIvermectin.com

5 min read

Downsizing Sounds Like Free Money Until You Run the Numbers

Selling the family house rarely frees up as much cash as the kitchen-table math suggests. Do it anyway if the numbers work, but do the real numbers first.

Poll

How often do you see your closest friends?

Older articles

Older Retirement stories

Retirement

How To Plan Retirement Travel Your Budget And Knees Can Handle

The First Ninety Days of Retirement Are Mostly Paperwork

What to do with Tuesday morning when you retire

Retiring as a Couple Means Two Sets of Dates to Get Right

Budget for Tuesday Nights Before You Budget for the Cruise

What Volunteering In Retirement Actually Costs And Pays

From the Retirement archive

Your 401(k) match is a raise you have to go claim

How to decide whether your next dollar goes Roth or traditional

How to Catch Up on Retirement When You Start at Fifty

Retiring Early And The Bridge Years Nobody Plans For

Medicare Parts A, B, C and D Without the Alphabet Soup

Medicare Advantage or Medigap and How to Actually Decide

Worth an hour of your evening

Quiz yourself, then your friends

When To Pay Off The Mortgage Before You Retire

Moving Closer to the Grandkids Without Regretting It

Your Will Doesn't Control Most of Your Money

How Much to Help the Grandkids Without Wrecking Your Own Plan

Long-term care is the bill most retirement plans ignore

What to Ask Before You Sign an Annuity Contract

The Beneficiary Form Beats Your Will Every Time

What Goes Away From Your Budget At Retirement, And What Grows

The Scam Call That Sounds Exactly Like Your Grandson

Hiring A Financial Adviser Without Getting Sold Something

Move Your Old 401k Without Handing the IRS a Check

Required minimum distributions don't have to wreck your tax year

What Part-Time Work Does to Your Social Security Check

Which Retirement Account To Spend From First

What to Check Before You Retire to a Small Town

Pension Choices, Lump Sum or Monthly Check

How to pick a low-tax retirement state without getting burned

Downsizing Sounds Like Free Money Until You Run the Numbers