Self-Employed Couples

Running a business together and staying married: roles, money, decisions and leaving work at the door.

The BRO Code. What to do, what not to do, and a few laughs on the way.

Do's & Don'ts: Husbands Do's & Don'ts: Wives Do's & Don'ts: Business Owners

Who should buy the bitcoin ETF and who should hold the coin

One is a line in your brokerage account. The other is 24 words on a piece of steel. The right answer depends on the account, the amount, and who inherits it.

GuideMoneyRay Okonkwo23 Sept 20266 min

When your bank closes your account and won't say why

The letter gives you two months and no explanation. What to do in the first week, in the right order, before your direct debits start failing.

Ask BRO

Build me a revision plan that I will actually stick to

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GuideSkillsWes Dunbar23 Sept 20266 min

Splitting a cord by hand without wrecking your back

The block height, the swing, the rounds that will never split, and how to stack so the bottom row isn't rotten by spring.

PartnerWhackAWoke.com

Crypto5 min read

Hardware wallets compared, plainly

Which device to buy, what the marketing leaves out, and why the backup you write down matters more than the hardware you buy.

Poll

Where does your best time with your kids happen?

StoryNewsJosh Halloran23 Sept 20266 min

What the debanking record actually shows

Court rulings, regulator reports and a 40-page bank dossier tell part of the story. The scale of it is still contested — and here's why.

GuideSkillsWes Dunbar23 Sept 20266 min

The tape hook is supposed to wiggle

Sixteenths, crow's feet, kerf, and the ten-second test that tells you whether your level has been lying to you.

CancerDefying.com — The research, protocols and reading in one place

PartnerCancerDefying.com

GuideCryptoRay Okonkwo23 Sept 20265 min

The crypto handover your family will actually be able to follow

Most self-custody setups die with the person who built them. A written, tested handover takes one afternoon and saves your family months of guessing.

Quiz

Does your wardrobe actually fit you?

Five questions, honestly answered, and a plan for the next fortnight.

GuideBusinessRay Okonkwo23 Sept 20266 min

How to fight a chargeback, and when to let it go

Most merchants contest the disputes they can't win and give up on the ones they can. Fix that with a deadline calendar and one piece of arithmetic.

GuideSkillsWes Dunbar23 Sept 20266 min

Why patios sink, and how to build one that doesn't

The flat patio and the wavy one get built the same way above ground. The difference is what happened in the first afternoon.

Ask BRO

What should I wear to this?

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GuideStartupsSam Ortiz22 Sept 20266 min

The side business that survives a full-time job

Most side businesses die of exhaustion, not competition. Pick one that runs on your clock and it can outlast the job that funded it.

Coconut.com — Tell us when. We find where the sun is.

PartnerCoconut.com

GuideBusinessRay Okonkwo23 Sept 20266 min

Rolling reserves, chargeback ratios and the numbers that bite

Two thresholds decide whether your processor trusts you, and one of them isn't the one you think. What the merchant agreement doesn't spell out.

Poll

How often do you see your closest friends?

GuideSkillsWes Dunbar23 Sept 20266 min

Sharpen a knife, an axe and a mower blade the same way

Three tools, three angles, one test. Do them in this order and you'll stop guessing whether the edge is actually finished.

GuideStartupsSam Ortiz22 Sept 20265 min

Test your business idea for two hundred pounds or less

Most ideas don't survive contact with a paying customer. Find out in three weeks, on a small budget, before you quit anything.

GermProof.com — An invisible germ barrier on your skin for hours

PartnerGermProof.com

GuideBusinessRay Okonkwo23 Sept 20265 min

Your high-risk processing rate isn't your processing cost

The 4.35% on the quote sheet is the smallest number in the deal. Work out the reserve, the float and the chargeback drag before you sign.

Quiz

Is your money actually in order?

Six questions. No email required, no sales pitch at the end.

Skills6 min

A four-by-eight raised bed, built in one afternoon

Money5 min

How to work out your life insurance number and stop there

Ask BRO

Pressure-test my business idea

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GuideBusinessRay Okonkwo23 Sept 20266 min

How long a MATCH listing follows you, and how to get off it

Your merchant account got shut down and now nobody will board you. That's a five-year clock, it's tied to your name, and here's how it actually works.